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Bring the listing
Paste a URL, upload the details, or enter an apartment yourself.
A higher standard for renters
Don’t compare rent. Compare living there.
See the true cost of an apartment before the application fee. Move-In Math turns the listing you found into an honest, explainable cost estimate.
Free to calculate. No apartment search required.
Cumberland on Church
Nashville, TN · 1 bed · 12 months
True Monthly Cost
$1,892
+$293 beyond advertised rent
Advertised rent$1,599
Cash needed at move-in$2,810
Every number is editable and explained.
Real costs. Brighter moves.
The rent is only the first number.
$293
hidden monthly costs uncovered
12 mo.
full lease view
2+
apartments compared
$0
to start calculating
Simple tools for complex costs
A clear answer starts with the whole picture.
What we account for
Your costs, not a property’s sales pitch.
Required fees$95
Utilities + internet$185
Parking + commute$72
Pet costs$40
Also include concessions, renters insurance, deposits, application charges, and the costs that happen once—not every month.
Always in your control
You can change the math.
Review what we found, add what the listing missed, or adjust an estimate to match your real life.
Start a calculationCompare living there
The cheaper listing is not always the cheaper apartment.
Put the apartments you are seriously considering side by side. We show the decision—not just the winner—so you can see why totals differ.
EstimateApartment AApartment B
Advertised rent$1,645$1,725
True monthly cost$1,902$1,841
Cash at move-in$2,810$2,150
12-month cost$22,824$22,092
Apartment B costs $61 less each month—mostly because the fees are lower.
Move-In Math
This $1,599 apartment
Actually costs about
$1,892/mo.
+$293 beyond advertised rent
Made to share
A number worth sending before you sign.
Every calculation is designed to become a clean, mobile-ready share card. Text it to your roommate, save it for the tour, or put the real cost next to the advertised rent.
Make your share cardFrom listing to clarity
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Check the full picture
Review every cost, concession, and assumption before it becomes part of your estimate.
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Choose with clarity
Compare options, see why they differ, and share the result with your people.
Good questions before a big decision
The details behind the estimate.
What does True Monthly Cost include?+
It brings together effective rent after concessions, required monthly fees, estimated utilities, internet, parking, pet costs, renters insurance, and commute costs. One-time move-in charges stay separate so you can plan for both numbers.
Is Move-In Math an apartment marketplace?+
No. Move-In Math is an independent renter-first cost tool. Bring the listings you are already considering, wherever you found them, and get a clearer view of what living there may cost.
Can I compare more than one apartment?+
Yes. Compare apartments side by side to see the monthly difference, cash needed at move-in, total lease cost, and the specific fees or concessions behind each number.
Before the application fee
See the real monthly number first.
Bring the apartment listing. We’ll help you account for the costs that advertised rent leaves out.
Calculate my apartment